Converse is a city in northeast Bexar County near Joint Base San Antonio-Randolph, Live Oak, and Universal City. It includes established neighborhoods and many newer subdivisions. If you are searching for a public adjuster in Converse, TX, the claims we see most here involve hail, wind-damaged trees and fences, and water from heavy rain.
We help Converse property owners understand their policies, document their damage, and work their claims with the insurer. We do not keep an office in Converse; we come to the property.
Converse storm history
NOAA's National Centers for Environmental Information (NCEI) Storm Events Database uses "Converse" as a reference point for many northeast Bexar County reports. Events in and around Converse include:
- July 20, 2007: up to 5 inches of rain near Converse closed FM 1976, FM 1516, and FM 1518.
- November 22, 2014: flash flooding entered two rooms of a house in Converse; the homeowner said it was the worst flooding they had seen in years.
- April 12, 2016: 2-inch hail dented cars in northeast San Antonio as the giant-hail storm crossed the county.
- July 30, 2017: estimated 65 mph winds blew a large tree down onto a house in Converse.
- April 7, 2019: estimated 70 mph winds knocked down trees at Montgomery Dr. and Glen Terrace in Converse.
Winter Storm Uri in February 2021 also left about 2 inches of snow in Converse on top of ice and extreme cold. You can search these and other events with the storm lookup tool or browse the Bexar County storm history.
Converse homes and common claims
Most Converse housing is slab-on-grade, with composition shingle roofs and brick or siding exteriors. Newer homes are not immune to storm damage: hail can bruise shingles and dent soft metals on a roof only a few years old, and wind can lift shingles that have not fully sealed. In newer subdivisions, younger trees and wood privacy fences are common sources of wind claims.
Claims we frequently help with in Converse include:
- Hail damage claims for roofs, gutters, garage doors, and HVAC units.
- Wind damage claims for shingles, trees, and fences.
- Water damage claims from roof leaks and burst pipes, and guidance on when a flood policy applies instead.
- Roof claims where the insurer approved only spot repairs.
A common question in Converse is whether a claim is worth filing given the wind/hail deductible. Many Texas policies set that deductible as a percentage of the dwelling limit, so knowing the number up front matters. Our claim settlement calculator shows how the deductible, depreciation, and recoverable depreciation fit together.
Steps to take after storm damage in Converse
- Document first. Take wide and close-up photos of the roof (from the ground), siding, windows, gutters, fences, and AC units before anything is cleaned up or repaired.
- Protect the property. Tarp roof openings and dry out wet areas, and keep receipts for materials and mitigation services.
- Notify your insurer promptly and keep a log of every call, email, and inspection.
- Check your deductible on the declarations page so you understand what you may pay out of pocket.
- Save the storm record for your date of loss using our recent weather events page.
Permits in Converse
The City of Converse has its own building permit and inspection office, separate from the City of San Antonio's Development Services Department. Some homes with Converse mailing addresses are in San Antonio city limits or unincorporated Bexar County, so confirm which office applies. Code-required items may be covered by ordinance or law coverage, depending on your policy; see our building codes and insurance repairs guide.
How we help Converse property owners
San Antonio Public Adjuster works only for policyholders. We inspect the property, document the damage, review your policy and the insurer's estimate, prepare a detailed scope, and handle communication with the insurer, including supplements. If your claim was denied or underpaid, we can review it with you. We cannot guarantee any outcome; coverage depends on your policy. Request a Free Claim Review or call +1 (832) 503-5866.
Frequently Asked Questions
My Converse home is fairly new. Can hail still damage the roof?
Yes. A newer roof can still be damaged by large hail, and NOAA has recorded hail up to 2 inches near Converse. Damage depends on stone size, wind, and the roofing product. A careful inspection, not the roof's age alone, should decide whether damage exists.
Is a fence blown down in a storm covered?
Many homeowners policies cover fences and other structures under a separate "other structures" limit, subject to the deductible. Your wind/hail deductible may be higher than the fence repair cost. Check your declarations page before deciding whether to file.
Who issues building permits in Converse?
Converse is its own city with its own permit and inspection office. City of San Antonio rules do not apply inside Converse city limits, and some Converse-area addresses are in San Antonio or unincorporated Bexar County. Confirm the jurisdiction before repairs.
What does a public adjuster charge?
Fees are disclosed in a written contract before any work begins; Texas law caps public adjuster compensation at 10% of the insurance settlement. You may rescind within 72 hours of signing.